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Credit Repair Made Easy

At Home Roadmap Credit Repair, we specialize in helping you improve your credit so you can buy a home and achieve your other credit goals.
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Everything Starts with your Free Credit Analysis

Add Your Information

You will be prompted to enter your information and Create an Account

Verify Your Identity

We will send a verification code or link to your cellphone to make sure we are working with the correct person.

Get your Analysis

We give you your credit score, some tips for basic improvement, and your recommended Credit Repair Package.

From Analysis to Action: Full Service Credit Repair!

Following your analysis you will have the option to Join Our Comprehensive Credit Improvement Program. This is a custom plan for individuals that are serious about fixing their credit.
  • Credit Bureau Advanced Disputing Tactics
  • Debt Validation & Direct to Creditor Advanced Disputing Tactics
  • Dedicated Account Manager
  • Credit Reports and Credit Monitoring Included
  • $119 Per Month

Live Support from US based Credit Professionals

Fully Compliant with State & Federal Laws and Regulations

30 Day Money Back Guarantee

Bad Credit is Expensive. Fixing it will save you thousands!

Housing

Bad credit can limit your housing options since most landlords check credit scores before leasing.
It also prevents you from buying a home and building equity, causing you to miss out on the 47% increase in house values since 2020.
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Vehicles

Subprime auto loans for used cars can cost more than double compared to those for prime users (9.04% vs 18.97%), meaning a borrower with a credit score in the 500s might pay over $9,000 more for the same car than someone with a score in the 700s (30K loan 5yr).
Similarly, auto insurance costs are also higher; individuals with poor credit pay an average of $188.25 more PER MONTH than those with good credit.
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Borrowing Money

Individuals with bad credit often face high borrowing costs, with interest rates ranging from 32% to 300% for products like payday loans, title loans, and high-interest personal loans. In contrast, those with good credit can access credit cards and personal loans with more favorable rates between 14% and 24%.
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Health

Financial stress, as often indicated by poor credit scores, not only exacerbates mental health issues like anxiety and depression but also impacts physical health.
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Jobs

51% of employers include credit or financial checks before hiring.
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Utilities

Bad credit may cause you to be denied or need to pay additional security deposits to access essential utilities like electricity, water, gas, internet, and cell phone services, as providers often check credit scores before starting service.
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We’re Here to Answer All Your Question

Here’s a list of our most frequently asked questions. If you don’t find what you’re looking for, don’t hesitate to send us a message. We’re here to respond promptly and help you get the answers you need
How does it work?
When repairing credit, we focus on three key areas. First, we challenge items on your credit report to ensure that everything being reported about you is 100% accurate, verifiable, timely, and not misleading. Second, we assist you in building positive credit. Lastly, we provide valuable tips and strategies to help you maximize your credit now and in the future.

You can expect to start seeing results as soon as the first round of investigations is completed, typically within about 45 days. The total duration of the credit repair process varies significantly depending on the complexity of your case, including the number of negative items and the age of those delinquencies. We work efficiently to improve your credit as quickly as possible, while ensuring thorough and accurate results.

While we handle the bulk of the process, your involvement is essential for the best outcomes. When there is something for you to do, we make it very clear what your action items are. For example, dispute letters for the credit bureaus will come to you in a package along with already addressed envelopes and clear instructions on what to do. We will also let you know when it is time to upload any dispute responses you receive, whether by mail or email. Furthermore, to ensure we’re using the most effective strategies, we’ll also conduct a Strategy Session with you every other round. Your active participation is crucial to the success of your credit repair journey.
Our program is designed to be comprehensive, covering all necessary expenses including credit reports, credit monitoring, and postage. There are no hidden fees within our standard services. However, if you choose to settle an account, we can facilitate the process by sending settlement offers on your behalf. In such cases, you would pay the creditors directly. Our goal is to provide a transparent and effective service, ensuring there are no surprises along your credit repair journey.
We work on a wide range of items that can impact your credit score, including late payments, collections, charge-offs, bankruptcies, foreclosures, repossessions, and more. Our goal is to ensure your credit report accurately reflects your creditworthiness.
Several key factors distinguish us from the competition. Firstly, our holistic approach to credit improvement includes everything you need under one program, eliminating the worry of separate charges. Secondly, our exceptional customer service and unwavering commitment to transparency are consistently highlighted by our clients as standout features. We’re dedicated to not just meeting, but exceeding your expectations, making your journey to better credit smoother and more understandable.