You pay for your credit reports, not the software. Our credit maximizer uses the information from your full credit report to maximize your score.

With better credit you:

Just look at the difference your credit score makes

How does Home Roadmap work?

Enter your information and be directed to your portal.

The system will direct you to one of our preferred credit monitoring companies so you can get your credit report.

The credit maximizer is designed to look for errors and irregularities on your credit report. We will guide you through each account pointing out things to dispute.

Mailing dispute letters is far more effective than disputing online. We will print your dispute letter letters & mail them to you so you can review, sign and mail them out. This extra step is how we ensure the best possible result.

The credit maximizer will help you create dispute letters for the credit bureaus, original creditors, and collection agencies.

The Credit Maximizer will cost you $0!

You buy your credit reports & we will cover the rest!

You will need to connect with an integrated credit monitoring site. The system will guide you through that step. The cost of credit monitoring can vary from $29.99 - $39.99/month.

What do Home Roadmap members get?

Doesn't matter how many things are on your credit report. We got you.

Dispute as many accounts as you want across all 3 credit bureaus each month.

Dispute directly with the people on your credit report until everything is correct.

Don't have a printer but want to get the best results? We have you covered. We will print your dispute letters and mail them to you to review.

We will recommend credit cards, and balance ranges to help build and maximize your score.

Learn a few new financial hacks 3-5 minutes at a time. These short animated videos will help you achieve your goals faster

We will keep track of everything so you can maximize your results

Have a question? Send us a message and chat with a LIVE person.

Frequently Asked Questions

We believe credit repair should be FREE, so we give it to everyone as long as they purchase credit reports from our preferred credit monitoring.

We will help you request investigations of items that you feel are not 100% accurate, verifiable and timely. We will also make recommendations on managing your open accounts especially in regards to credit cards. Follow all of our recommendations as quickly as possible for best and fastest results.

Our Credit Repair services are FREE. However, you will need to subscribe to our preferred Credit Monitoring site, and their charges vary from $29.99 to $39.99 per month. In addition, you will need to pay for the postage to mail your dispute letters.

Credit Monitoring allows our system to access updated credit reports and to see changes throughout the process. Without it, we wouldn't know what to do next.

The process of creating your first set of dispute letters takes about 10 minutes to complete.

The credit bureaus and original creditors have between 30-45 days to respond to your requests for investigations. You should start seeing results around this time. Each subsequent round of investigations usually takes about 45 days.

Log into the system and follow the steps, watch the videos when they pop up, and take the actions we recommend.

Mailing dispute letters documents a paper trail and is a more effective way to challenge information on your credit report. The Fair Credit Reporting Act allows the credit bureaus to ignore letters that are not sent directly from the consumer.

You can dispute any item that you feel is not 100% Accurate, Verifiable and Timely.

It takes about 10 minutes to get started. After that, each subsequent round requires about 10 minutes of your time to update your results and to create your next round of disputes.

Everyone's situation is different, so it's really hard to accurately answer this question. The more involved you are and the faster you take our recommendations, the faster the process will be.